IAN'S FINANCIAL FORUM

 

Welcome to my page on Financial Planning, where I list my offerings to my clients.
 

Introduction

I have been involved in the Financial Services industry since 1993 and it is my mission to assist my clients to plan and achieve their financial goals.

I hold a B Admin Business degree from UNISA and the Wealth Management NQF5, RE1 & RE5 Certificates.

 

Services and advice offered:

1. Build Emergency Fund: Save 3-6 months' expenses for unexpected events.

 

2. Pay Off Debt: Eliminate high-interest debt to free up resources.

 

3. Monitor Credit Score: Track your credit report and score to maintain a good credit history.

 

4. Create a Budget Plan: Make a personalized budget to manage your finances effectively.

 

5. Save For Goals: Set aside money for specific objectives, like a down payment or vacation.

 

6. Avoid Lifestyle Creep: Prevent inflation from eroding your savings by avoiding unnecessary upgrades.

 

7. Invest In Yourself: Develop skills and education to boost earning potential.

 

8. Diversify Income Streams: Create multiple sources of income for financial stability.

 

9. Reduce Unnecessary Expenses: Cut back on non-essential spending to allocate resources efficiently.

 

10. Build Multiple Assets: Accumulate assets like stocks, real estate, or businesses for long-term growth.

 

11. Leverage Compound Interest: Harness the power of compounding to grow your savings and investments.

 

12. Practice Financial Discipline: Develop self-control and responsibility in managing your finances.

 

13. Stay Informed Educated: Continuously learn about personal finance and investing.

 

14. Avoid Get Rich Schemes: Be cautious of schemes promising quick wealth and focus on steady progress.

 

15. Plan for Taxes: Consider tax implications in your financial decisions and optimise your strategy.

 

Remember, financial success is a long-term process that requires discipline and patience.

 

For further information and advice

Contact me:

Cell phone: 064 511 4657

Email:           ian.gildenhuys@sanlam4u.co.za

Also, follow my YouTube Channel: https://www.youtube.com/@IansFinancialForum